Women-Owned Business Funding & Grants Solutions

Women-owned businesses may qualify for several types of funding, including revenue-based financing, SBA loan programs, business term loans, unsecured loans, cash advances, equipment leasing, and working capital products. Franklin Financing Services evaluates your revenue, time in business, cash flow, industry, credit profile, and funding purpose to identify practical options beyond traditional bank lending.

The service catalog does not list a dedicated grant-writing program or guaranteed grant award service. Franklin Financing Services focuses on financing solutions such as SBA loans, revenue-based financing, term loans, and cash advances. For women-owned businesses comparing grants and loans, the team can help evaluate capital needs and identify financing options that may be faster or more predictable than competitive grants.

Revenue-based financing may be a strong fit for women-owned businesses with at least $1MM in revenue, 12–18 months in business, positive revenue trends, and a path to profitability. Repayment is typically based on 3%–9% of monthly cash receipts, which can create smaller payments during slower months and larger payments when revenue is stronger.

Yes. Franklin Financing Services works with SBA lenders and has been designated as a Preferred Financial Services company by SBA lenders, helping loans move more efficiently. SBA 7(a) loans may range from $150,000 to $5MM and can support working capital, business expansion, commercial real estate, equipment, leasehold improvements, acquisitions, and certain startup scenarios.

Funding timelines vary by program. FAST TRACK business term loans can provide an answer in 24–48 hours with funding shortly after approval, sometimes in as little as three days. Easy Pay Cash Advance programs may approve in 48 hours and fund in under seven days. SBA loans generally require more documentation and underwriting time.

Some programs are designed for businesses that have poor credit, late payments, or previous bank turndowns. For example, the Easy Pay Cash Advance program does not require financials, tax returns, asset documentation, or a personal guarantee in certain cases. Approval still depends on factors such as credit card receipts, operating history, and overall business performance.

Documentation depends on the funding option. Revenue-based financing commonly requires two years of monthly financial statements, customer revenue details, a debt schedule, and projections if available. FAST TRACK term loans may need only an application and four months of bank statements. SBA loans typically require more detailed financial, credit, ownership, and use-of-funds documentation.

Franklin Financing Services offers a free business financing evaluation for small to medium-sized businesses. During the evaluation, specialists review your funding goals, business profile, available programs, possible approval timelines, and documentation needs. This helps women-owned businesses compare options before committing to a formal application or deciding between working capital, SBA, revenue-based, or other financing solutions.