Easy Payment Solutions & Cash Advance Services

An easy pay cash advance provides upfront capital based on your future credit card receipts. Instead of a fixed monthly loan payment, repayment is typically taken as 15% to 20% of future card receipts until the advance is repaid. This structure allows payments to rise when sales are strong and decrease when revenue slows.

Franklin Financing Services offers cash advances up to $150,000, generally based on 80% to 120% of your average monthly credit card receipts. For example, if your recent processing history averages $90,000 per month, the potential advance range may be approximately $72,000 to $108,000, subject to program review and approval.

Certain cash advance programs can provide approvals in about 48 hours and funding in under 7 days. Business term loan fast-track programs may provide an answer in 24 to 48 hours, with funding available shortly after approval and sometimes in as little as 3 days, depending on documentation and lender requirements.

For the Easy Pay Cash Advance program, poor credit, late payments, and previous bank turndowns are not necessarily a problem. The program focuses heavily on credit card receipts and business activity. Other financing products may have different credit, cash flow, collateral, or documentation standards based on the lender and loan type.

Typical cash advance qualifications include being in business for about one year, or in some cases less, producing at least $8,000 in monthly credit card sales, and accepting Visa, MasterCard, or American Express. The program may not require financial statements, tax returns, asset documentation, or a personal guarantee for certain applicants.

Cash advance repayment is tied to future credit card receipts. Businesses usually keep 80% to 85% of card receipts while 15% to 20% goes toward repayment. If sales increase, repayment may happen faster. If sales slow, the repayment amount adjusts downward because it is based on actual receipt activity.

Cash advance funds can generally be used for many business needs, including inventory, payroll, marketing, repairs, expansion, emergency expenses, or stabilizing working capital. Franklin Financing Services positions this program as quick and flexible funding for business use, especially when traditional bank timelines or requirements are not practical.

Yes. In some cases, once 50% of the advance has been repaid, you may be able to re-borrow the paid-down amount with a simple phone call. Availability depends on repayment performance, current receipts, lender guidelines, and the specific program structure offered at the time of renewal.