Commercial Real Estate Loans in Connecticut

Franklin Financing Services offers several options that may support commercial property needs, including real estate financing, SBA loan programs, and commercial bridge loans. SBA proceeds may be used for commercial real estate purchases, construction, refinance, leasehold improvements, and related business expansion needs when the borrower and business meet program requirements.

SBA 7(a) loans can be used for commercial real estate purchases, construction, or refinance, along with eligible leasehold improvements, equipment, business expansion, and certain working capital needs. Loan sizes listed in the program range from $150,000 to $5.0 million, with advantages such as longer terms, no points, and no balloon payments.

Certain financing programs offer fast decisions, including 24–48 hour approvals for eligible fast-track business loan scenarios and funding in as little as 3 days after approval. Commercial real estate timelines can vary because property, cash flow, collateral, and underwriting details must be reviewed, but Franklin Financing Services focuses on efficient packaging and lender matching.

Initial underwriting needs often include business financial statements, profit and loss details, balance sheets, cash flow information, debt schedules, and projections when available. For real estate financing, lenders may also review property details, purchase or refinance terms, borrower credit history, cash flow coverage, and evidence that principals are actively involved in the business.

Franklin Financing Services works with businesses that may not qualify through traditional banks and has access to multiple lending solutions beyond one-dimensional bank programs. Some financing options are designed for borrowers facing poor credit, late payments, or prior bank turndowns, though commercial real estate loans still require a viable repayment source and lender approval.

A commercial bridge loan is short-term financing often used when a business needs capital before permanent financing is finalized, a property is stabilized, or another transaction closes. For Connecticut investors or businesses moving quickly on an acquisition, bridge financing may help address timing gaps that traditional long-term loans cannot solve fast enough.

Down payment requirements are not one-size-fits-all and depend on the loan type, property use, borrower strength, collateral, and cash flow. SBA programs, conventional real estate financing, and bridge loans may each evaluate equity differently. A financing review helps determine which structure aligns with your property, industry, and available capital.

Yes. Franklin Financing Services provides financing options that may support commercial real estate refinance needs, including SBA programs where eligible. Refinancing may help consolidate debt, improve cash flow, or align repayment terms with the property’s income. For some equipment-related debt restructuring, monthly payment reductions of 30% or more may be possible.