Acquire tractors, harvesters, irrigation systems, and essential machinery without tying up working capital. Franklin Financing Services helps agriculture and farming businesses compare equipment leasing, term loans, SBA options, and restructuring solutions with flexible repayment paths, faster approvals on select programs, and access beyond traditional bank lending—so your operation can keep moving through every planting, harvest, and expansion cycle.
Flexible funding programs help farming businesses acquire, lease, refinance, or restructure essential equipment with practical repayment options.
Obtain essential farm machinery without large upfront capital expenditures. Leasing can help preserve working capital while giving your operation access to tractors, implements, irrigation systems, and other production-critical equipment.
Secure fixed-rate business financing for equipment purchases, upgrades, or expansion needs. Select programs offer amounts from $20,000 to $500,000 with approvals as fast as 24-48 hours.
Explore SBA-backed financing for machinery, equipment, furniture, fixtures, working capital, and business expansion. Franklin Financing Services is designated as a Preferred Financial Services company by SBA lenders.
Access flexible capital that can support equipment-related cash flow needs. Revenue-based structures may align repayment with monthly receipts, helping reduce pressure during slower operating periods.
Consolidate existing equipment loans into a single financing structure. Debt restructuring may reduce monthly payments by 30% or more, improving cash flow and bottom-line flexibility.
Get a free review of your business financing needs. Specialists can compare leasing, SBA loans, term loans, and other options for farm equipment acquisition or refinancing.
Farm equipment is capital-intensive, and timing matters when a tractor, harvester, or irrigation upgrade affects production. Franklin Financing Services connects agriculture and farming businesses with multiple lender options, including leasing, SBA-backed funding, and term loans. With certified financial professionals and programs designed for broader credit profiles, you can pursue equipment funding that supports cash flow instead of straining it.
Franklin Financing Services helps farming businesses compare practical funding paths beyond traditional bank lending.
Access leasing, SBA loans, term loans, advances, and restructuring through one financing partner.
Options may support businesses facing poor credit, late payments, or prior bank turndowns.
Select programs offer approvals within 24-48 hours and funding in as little as 3-7 days.
Flexible structures can align payments with receipts or reduce equipment loan payments by 30%+.
Experienced financing specialists supporting growing agriculture businesses.
Franklin Financing Services is built around a simple purpose: helping small to medium-sized businesses access the financing they need when traditional banks are too limited or one-dimensional. The company is composed of highly experienced, seasoned, certified financial professionals who understand that farming operations need practical capital solutions for equipment, working capital, expansion, and restructuring. Through relationships with national lenders, Franklin Financing Services can evaluate multiple paths instead of forcing every borrower into one program. From SBA loans and term financing to leasing and revenue-based structures, the team focuses on matching each business with financing that supports operations, improves cash flow, and creates room for sustainable growth.
There is no single required credit score for every agricultural financing program. SBA-related options generally require satisfactory personal credit histories, adequate business cash flow, and active owner involvement. Other programs may be more flexible, especially when traditional banks have declined an application. Franklin Financing Services reviews the full picture, including revenue, debt, equipment needs, and available lender programs.
Connect with certified financial professionals for a no-cost financing review.
Faster processing through participating SBA lenders.
Guidance from experienced certified financing professionals.
Expanded access beyond traditional bank lending channels.
Share your equipment needs, business details, and timing. Franklin Financing Services will help evaluate programs that may fit your operation.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.