Cash Advances
Access cash up to $150,000 for any business use, with approvals in 48 hours and funding in under 7 days. Repayment is based on future credit card receipts.
Retail businesses need capital that keeps pace with sales cycles, inventory demands, staffing, and expansion opportunities. Franklin Financing Services connects shop owners, franchises, convenience stores, and other retail operators with merchant funding options designed for speed, flexibility, and real-world approval challenges. Explore cash advances, term loans, SBA options, and revenue-based funding built around your business cash flow.
Flexible funding programs for retail working capital, equipment, expansion, cash flow, and bank-alternative financing needs.
Access cash up to $150,000 for any business use, with approvals in 48 hours and funding in under 7 days. Repayment is based on future credit card receipts.
Secure conventional fixed-rate working capital from $20,000 to $500,000, with repayment terms up to 1-4 years and FAST TRACK decisions available in 24-48 hours.
Explore SBA loan options from $150,000 to $5 million for retail expansion, leasehold improvements, equipment, working capital, acquisitions, and commercial real estate needs.
Use flexible financing tied to monthly receipts, with payments typically set at 3%-9% of revenue. This structure supports retailers with seasonal or changing sales patterns.
Obtain needed point-of-sale systems, fixtures, displays, refrigeration, or other retail equipment without a large upfront capital outlay through structured equipment leasing solutions.
Turn outstanding invoices into working capital so your retail business can cover payroll, inventory, vendor payments, or growth needs while waiting for customer payments.
Start with a free review of your retail business needs, funding amount, sales activity, and intended use of funds. This helps identify whether a cash advance, term loan, SBA loan, or revenue-based structure may fit best.
Franklin Financing Services helps retail businesses compare practical funding paths with speed and flexibility.
Multiple lending paths help retailers find options beyond one-dimensional traditional bank programs.
Approvals in 24-48 hours and funding in 3-7 days for select programs.
Some programs consider poor credit, late payments, and prior bank turndowns without automatic rejection.
Revenue and receipt-based structures can align repayment with real retail cash flow.
Experienced financing specialists focused on practical business funding.
Franklin Financing Services is a comprehensive financing partner for small to medium-sized businesses nationwide, including retail and service businesses that may not fit traditional bank lending standards. The company is composed of highly experienced, seasoned, certified financial professionals who understand that retailers often need capital quickly for inventory, payroll, store improvements, equipment, or expansion. Rather than offering one narrow lending product, Franklin Financing Services connects business owners with multiple funding paths through relationships with national lenders. Its approach is built around finding practical solutions for a broader range of companies, including businesses facing poor credit, late payments, or bank turndowns.
Retail business funding can come from merchant cash advances, business term loans, SBA loans, revenue-based financing, equipment leasing, or accounts receivable financing. Franklin Financing Services reviews your sales activity, time in business, credit profile, and funding purpose to match you with practical options, including programs with approvals in 24-48 hours and funding available in as little as 3-7 days.
Get clear answers before choosing a financing program.
Supports faster SBA loan processing.
Guidance from trained financing specialists.
Expanded access beyond traditional banks.
Tell us about your retail business, funding goal, average receipts, and timeline. A financing specialist will review available options and help identify a practical path forward.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.