Flexible Farm Equipment Leasing Solutions

Keep your farm productive without tying up working capital. Franklin Financing Services helps agriculture and farming businesses explore farm equipment leasing, machinery financing, and refinancing options through a broad network of financing solutions. From tractors and harvest-ready equipment to upgrades that support growth, our certified financial professionals work to match your operation with flexible terms and practical funding paths.

Farm equipment leasing for tractors and machinery

Our Farm Equipment Leasing Services

Flexible leasing and financing options for farms that need equipment while protecting working capital.

Equipment Leasing

Obtain tractors, implements, and other essential agricultural equipment without major upfront capital expenditures, helping preserve cash for seasonal expenses and daily operations.

Term Loans

Access fixed-rate business loan options that may support agriculture and farming equipment purchases, with loan amounts from $20,000 to $500,000 for eligible businesses.

Debt Restructuring

Consolidate or refinance existing equipment loans into a more manageable structure, potentially reducing monthly payments and improving operating cash flow.

Financing specialist reviewing farm equipment lease documents

Our Farm Equipment Leasing Process

Review Your Equipment Needs

Share the type of farm equipment you need, estimated cost, timeline, and business background. This helps our team understand whether leasing, term financing, SBA support, or restructuring is the strongest starting point.

Evaluate Financing Fit

Compare Available Programs

Submit and Move Toward Funding

The Franklin Difference

Why Choose Franklin Financing Services?

A flexible financing partner for farms that need equipment without unnecessary banking hurdles.

Certified Expertise

Seasoned, certified professionals help evaluate equipment financing options with practical business-focused guidance.

Broad Options

Multiple financing programs create options beyond one-dimensional traditional bank lending.

Fast Review

Select programs offer approvals in 24–48 hours and funding in as little as days.

Cash Flow

Flexible structures may help farms preserve capital and manage seasonal revenue cycles.

Meet The Financing Team

Experienced financing specialists helping farms access practical funding.

Franklin Financing Services is a comprehensive financing partner for small to medium-sized businesses, including agriculture and farming operations that need practical access to capital. The company is composed of highly experienced, seasoned, certified financial professionals who understand that traditional banks often limit financing to the most credit-worthy applicants. By working with national lenders and offering multiple financing paths, Franklin Financing Services helps business owners explore solutions for equipment leasing, term loans, SBA programs, working capital, and debt restructuring. The team’s vision is to provide expert financial solutions for growing businesses nationwide, with an emphasis on flexibility, speed, and finding a workable path where conventional lending may fall short.

24–48 HoursQuick approvals available for certain financing programs.
3–7 DaysFunding may be available quickly on select programs.
30%+Potential payment reduction through eligible debt restructuring.

Frequently Asked Questions

How does farm equipment leasing work?

Farm equipment leasing lets your business obtain essential machinery without making a large upfront capital purchase. Instead of tying cash into equipment, you make structured payments over time while keeping more working capital available for seed, labor, repairs, fuel, inventory, or seasonal operating needs.

What types of farm equipment can be leased?

Is leasing better than buying farm equipment?

Can I get farm equipment leasing with less-than-perfect credit?

What documents are needed to apply?

How quickly can equipment financing be approved?

Can existing equipment loans be refinanced?

What financing options support farm equipment needs?

Still Have Equipment Financing Questions?

Get clear answers before choosing your financing path.

Certified & Trusted

Awards and Recognition

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Preferred SBA Processing

Supports faster processing through SBA lender relationships.

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Certified Professionals

Experienced professionals guiding business financing decisions.

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National Lending Network

Broader access through national lender relationships.

Ready to Finance Farm Equipment?

Tell us what equipment you need, your business goals, and your preferred timeline. Our team will review available financing paths and help you understand practical next steps.

Contact Us Today

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