Commercial Real Estate Finance & Loans in Boston

Franklin Financing Services supports multiple property-related funding needs, including real estate financing, commercial bridge loans, fix-and-flip financing, and SBA loans that may be used for commercial real estate purchases, construction, or refinance. The right option depends on your project type, cash flow, collateral position, timeline, and whether the property is owner-occupied, investment-focused, or being repositioned.

Yes. SBA loan proceeds may be used for commercial real estate purchases, construction, or refinance when the business and borrower meet program requirements. SBA 7(a) loan sizes range from $150,000 to $5.0 million and can offer advantages such as longer terms, no points, and no balloon payments, subject to underwriting and lender approval.

Timing depends on the loan type and underwriting requirements. Certain Franklin Financing Services programs offer quick approvals in 24–48 hours and funding in as little as 3–7 days. Larger commercial real estate or SBA transactions typically require more documentation and review, especially when property valuation, cash flow analysis, construction details, or refinance terms are involved.

Common underwriting materials include recent financial statements, profit and loss reports, balance sheets, cash flow statements, debt schedules, revenue details, projections when available, property information, and borrower credit history. For SBA-related requests, lenders also evaluate historic cash flow, owner involvement, business debt-to-net-worth, and the intended use of proceeds.

A commercial bridge loan provides short-term financing designed to help borrowers move quickly while arranging longer-term capital, selling an asset, completing a refinance, or stabilizing a property. It can be useful in competitive Boston real estate situations where timing matters, but borrowers should understand repayment strategy, fees, collateral requirements, and exit options before proceeding.

Franklin Financing Services works with businesses that may not qualify through traditional banks and has access to lending solutions for a broader range of credit profiles. Some programs can support applicants with poor credit, late payments, or bank turndowns. Approval still depends on business revenue, repayment ability, program fit, and lender-specific requirements.

Fix-and-flip financing is intended for real estate investors who purchase properties, renovate them, and resell for profit. Lenders typically review the purchase price, renovation scope, estimated after-repair value, investor experience, timeline, and exit strategy. In Boston’s older housing and mixed-use property market, accurate renovation budgets and realistic resale assumptions are especially important.

Franklin Financing Services offers a free business financing evaluation for small to medium-sized businesses. During the evaluation, specialists review your financing goals and help identify suitable options such as SBA loans, real estate financing, bridge loans, term loans, or other capital solutions. The goal is to clarify realistic funding paths before you commit to a formal application.