Fix and Flip Loans for Commercial Real Estate

A fix and flip loan is a short-term financing tool designed for investors who acquire properties, renovate or reposition them, and resell for profit. For commercial real estate, these loans can take several forms, including fix and flip financing, commercial bridge loans, and real estate financing. Franklin Financing Services helps match the right loan structure to the project's purchase price, renovation timeline, and planned exit strategy.

No. While fix and flip financing is commonly associated with residential properties, the same investment logic applies to commercial real estate. Franklin Financing Services offers fix and flip financing, real estate financing, and commercial bridge loans specifically for investors evaluating commercial property opportunities where a property is purchased, improved, and sold or refinanced.

Funding speed depends on the loan structure, borrower profile, property details, and documentation. Franklin Financing Services has programs with approvals available in 24–48 hours and funding in as little as 3–7 days for certain products. Preparing your property information, renovation budgets, and financial documents early can help reduce delays.

Franklin Financing Services offers several options that can support a commercial fix and flip strategy, including fix and flip financing, commercial bridge loans, real estate financing, and in some cases SBA-related financing. Bridge loans are typically used for short-term timing gaps, while real estate financing can support broader property needs. The right option depends on the project's purpose, timeline, and repayment capacity.

Yes, options may still exist. Franklin Financing Services works with businesses and investors who may not qualify through traditional bank channels. Their lending relationships can provide access to financing even when borrowers have poor credit, late payments, or prior bank turndowns. Approval still depends on the deal, collateral, repayment plan, and available financing programs.

Common underwriting items may include the purchase contract, property details, renovation scope and budget, borrower background, entity documents, bank statements, credit information, and the planned exit strategy. Some financing programs require fewer documents than others. A clear project timeline and realistic resale or refinance plan can make the review process more efficient.

Repayment is usually planned around the investor's exit strategy, such as selling the improved property, refinancing into longer-term debt, or using business cash flow. The right repayment structure depends on the loan product and project timeline. Franklin Financing Services focuses on matching borrowers with financing solutions that support cash flow rather than a one-size-fits-all bank product.

The process begins with reviewing the property opportunity, purchase price, renovation scope, and exit strategy. From there, the team matches the right loan structure, borrowers prepare and submit the required documentation, and the request moves through lending review — with some programs offering approvals within 24–48 hours. Once approved, funding can support acquisition, renovation, and other project-related needs aligned with your resale or refinance plan.