Revenue Based Business Funding in Raleigh NC

Revenue based business funding provides capital that is repaid through a pre-established percentage of monthly revenue or cash receipts. Instead of a fixed payment, your payment adjusts with business performance. Franklin Financing Services offers revenue-based financing from $50K to $1MM, with terms typically ranging from 2 to 5 years and repayment often between 3%-9% of monthly cash receipts.

Revenue-based financing is often best for businesses with $1MM or more in revenue, at least 12-18 months in business, and growing or stable revenue trends. Recurring contracts, predictable revenue models, profitability, break-even performance, or a clear path to profitability can strengthen eligibility. The program also supports women-owned, Person of Color-owned, veteran-owned, LGBTQ+ owned, and qualifying low-to-moderate income area businesses.

Funding amounts through Franklin Financing Services’ revenue-based financing program range from $50K to $1MM. The appropriate amount depends on revenue history, cash flow trends, business model, existing debt, customer concentration, and projected repayment capacity. Underwriting typically reviews monthly financial statements, revenue by customer, debt schedules, and available projections to determine a responsible funding structure.

Repayment is generally based on a fixed percentage of monthly cash receipts, commonly 3%-9%, until the principal and agreed fees are repaid. This structure can create smaller payments during slower months and larger payments during stronger months. For Raleigh businesses with seasonal or project-based revenue, this flexibility can help preserve working capital compared with traditional fixed-payment debt.

Revenue-based financing does not require selling ownership in your business, so there is no equity dilution. It is similar to a term loan because capital is advanced and repaid over time, but the payment is tied to revenue instead of being fixed every month. That makes it attractive for growth-minded companies that want capital while maintaining ownership control.

Initial underwriting generally requires two years of financial statements, including balance sheet, profit and loss, and cash flow reports broken out by month. Franklin Financing Services may also review revenue by customer, your current debt schedule, and projections if available. Clear, organized financials help lenders evaluate cash flow patterns and structure a repayment percentage that fits the business.

Revenue-based financing may be an option for businesses that do not fit traditional bank lending standards, especially when revenue trends are strong and repayment can be supported by cash receipts. Franklin Financing Services also offers other programs for businesses facing poor credit, late payments, or bank turndowns, so applicants may have multiple financing paths to review.

Revenue-based financing is typically suited for growth capital, working capital, hiring, inventory, marketing, contract fulfillment, or operational expansion. It is especially useful when your business needs flexible repayment aligned with sales cycles. Raleigh companies serving the Triangle’s healthcare, professional services, hospitality, retail, and construction markets may use funding to support demand without taking on rigid monthly payments.