Equipment Loans
Secure specialized financing to purchase essential construction machinery and vehicles while preserving cash flow for labor, materials, bids, and ongoing project costs.
Acquire the machinery your construction business needs without draining working capital. Franklin Financing Services helps Philadelphia, PA contractors explore equipment loans, leasing, SBA options, and refinancing strategies tailored to project timelines, cash flow, and growth goals. From Center City redevelopment to regional infrastructure work, our financing solutions support reliable access to excavators, loaders, trucks, and other essential equipment.

Flexible financing options for contractors acquiring, leasing, or refinancing essential construction equipment.
Secure specialized financing to purchase essential construction machinery and vehicles while preserving cash flow for labor, materials, bids, and ongoing project costs.
Obtain needed equipment without a major upfront capital outlay. Leasing can help contractors stay productive while managing monthly costs and upgrade flexibility.
Refinance multiple equipment loans into one structure that may reduce payments by 30% or more, improving cash flow and simplifying lender obligations.

We start by reviewing the machinery you need, your project pipeline, and your cash flow goals. For Philadelphia contractors managing tight urban jobsites or seasonal workloads, this helps match financing to real operating needs.
Franklin Financing Services helps contractors find practical funding paths beyond traditional bank limitations.
Certified professionals help contractors compare loans, leases, SBA options, and refinancing with clarity.
National lender relationships create broader options than traditional banks for Philadelphia-area construction firms.
Certain programs offer 24–48 hour approvals and funding in as little as 3–7 days.
Flexible structures help manage Philly project cycles, equipment payments, and working capital pressure.
Experienced financial professionals focused on practical business funding.
Franklin Financing Services is built around experienced, seasoned, certified financial professionals who understand that small and medium-sized businesses often need more than a conventional bank answer. For construction companies in Philadelphia, PA, equipment decisions can affect bid capacity, project timing, and cash flow across busy corridors from Center City to the broader metro region. Our team helps business owners evaluate loans, leasing, SBA financing, revenue-based structures, and debt restructuring through relationships with national lenders. Rather than offering one-dimensional financing, Franklin Financing Services looks for practical solutions that fit the borrower’s situation, including companies facing bank turndowns, credit challenges, or pressure from existing equipment debt.
Yes. Construction businesses can often finance equipment through loans, leases, SBA-backed financing, or restructuring existing equipment debt. Franklin Financing Services helps contractors evaluate options based on equipment type, business cash flow, credit profile, and intended use. Financing may support purchases of machinery, vehicles, attachments, and other jobsite assets needed to operate or expand.
Get clear answers before choosing your equipment financing path.
Supports faster, more efficient SBA loan processing.
Experienced financing guidance from certified professionals.
National lender relationships expand financing possibilities.
Tell us about the equipment you need, your business goals, and your preferred financing timeline. Franklin Financing Services will help identify suitable options and next steps.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.