Commercial Term Loans in Liberty, TX

Start by identifying how much capital you need, how the funds will be used, and what repayment timeline your cash flow can support. Franklin Financing Services reviews available options such as business term loans, SBA loans, unsecured loans, revenue-based financing, and bridge loans. Some programs require financial statements, while Fast Track loans may only need an application and recent bank statements.

Business term loans through Franklin Financing Services may range from $20,000 to $500,000. The Fast Track program is available for $20,000 to $100,000 with a simplified application and the last four months of bank statements. SBA 7(a) loans can range from $150,000 to $5.0 million, depending on eligibility, business use, and underwriting.

Certain Fast Track business loan programs can provide an answer in 24 to 48 hours, with funding available shortly after approval. Some programs may fund in as little as 3 days. SBA loans, acquisition financing, and more complex requests generally take longer because they require more documentation, underwriting, and lender review.

Documentation depends on the loan type. Fast Track term loans may require only an application and four months of bank statements. Revenue-based financing typically requires two years of financial statements, revenue by customer, a debt schedule, and projections if available. SBA loans require a deeper review of cash flow, credit history, business purpose, and borrower involvement.

Yes, Franklin Financing Services works with businesses that may not qualify through traditional banks. Some programs are designed for companies facing poor credit, late payments, or previous bank turndowns. Approval is never guaranteed, but access to multiple national lender relationships can create more possible paths than a one-dimensional bank application process.

Commercial term loans can support working capital, expansion, debt consolidation, equipment needs, business acquisitions, commercial real estate, leasehold improvements, and other approved business purposes. Specific uses depend on the program. For example, SBA loans can support real estate, machinery, furniture, business expansion, acquisitions, and working capital when paired with eligible loan proceeds.

Some loan programs may require a personal guarantee, especially SBA and traditional term loan options. However, Franklin Financing Services also offers certain programs where no personal guarantee may be required, such as specific cash advance options. Your financing specialist can help compare structures so you understand collateral, guarantee, repayment, and documentation expectations before moving forward.

Franklin Financing Services supports a wide range of businesses, including restaurants, gas stations, convenience stores, agriculture and farming, healthcare, professional services, hotels, manufacturers, construction companies, churches, real estate investors, and diverse-owned businesses. Some restricted industries cannot be funded through certain programs, so eligibility is reviewed based on industry, revenue, credit, cash flow, and lender criteria.