Fast Commercial Business Loans for Growth

Some commercial loan programs can move very quickly. Franklin Financing Services offers select FAST TRACK business term loans with answers in 24-48 hours and funding shortly after approval. Certain programs may fund in as little as 3 days, while Easy Pay Cash Advances can provide funding in under 7 days after approval and required processing information.

Fast commercial business loans may include business term loans, Easy Pay Cash Advances, unsecured business loans, revenue-based financing, accounts receivable financing, and commercial bridge loans. The best fit depends on how your business generates revenue, whether you process credit cards, your funding amount, repayment preferences, and how quickly capital is needed.

Yes, some programs are designed for businesses that have been turned down by banks or have less-than-perfect credit. The Easy Pay Cash Advance program specifically notes that poor credit, late payments, and bank turndowns are not necessarily a problem. Eligibility still depends on business activity, receipts, revenue, and program-specific underwriting requirements.

Documentation varies by program. FAST TRACK term loans may require an application and the last four months of bank statements. Revenue-based financing typically requires two years of financial statements, customer revenue details, debt schedules, and projections if available. Easy Pay Cash Advances may not require financials, tax returns, or asset documentation.

Available funding depends on the product. Business term loans may range from $20,000 to $500,000, with FAST TRACK options from $20,000 to $100,000. Easy Pay Cash Advances may provide up to $150,000. Revenue-based financing may range from $50,000 to $1 million for qualifying businesses with suitable revenue profiles.

Repayment structures vary by financing type. Business term loans may offer fixed repayment terms up to 1-4 years. Revenue-based financing typically uses 3%-9% of monthly cash receipts. Easy Pay Cash Advances are generally repaid through 15%-20% of future credit card receipts, allowing payments to fluctuate with business performance.

Not always. Some programs, including the Easy Pay Cash Advance, state that no personal guarantee is required. Other financing options, such as SBA-related programs or traditional commercial loans, may require guarantors, satisfactory personal credit histories, or other borrower commitments. The requirement depends on the lender, product, loan size, and business profile.

Franklin Financing Services works with many small and medium-sized businesses, including restaurants, gas stations, convenience stores, healthcare practices, dry cleaners, agriculture businesses, professional services, hotels, construction companies, real estate investors, churches, and more. Certain programs exclude some industries, so eligibility is reviewed based on the specific financing product.