Commercial Real Estate Loans and Financing

Commercial real estate financing can help fund property purchases, construction, refinancing, leasehold improvements, and certain business expansion needs. Franklin Financing Services works with small to medium-sized businesses, investors, franchises, motels, restaurants, gas stations, convenience stores, manufacturers, and other eligible borrowers seeking practical capital solutions beyond a one-dimensional bank loan.

Available loan amounts vary by program. SBA 7(a) financing may range from $150,000 to $5.0 million, while other financing structures depend on property type, business cash flow, collateral, and lender criteria. Franklin Financing Services reviews your goals and documentation to help match the request with an appropriate lending option.

Yes. SBA loan proceeds may be used for commercial real estate purchases, construction, refinance, leasehold improvements, business expansions, machinery, equipment, fixtures, and eligible working capital when paired with other approved uses. Franklin Financing Services is designated as a Preferred Financial Services company by SBA lenders, supporting a more efficient packaging and processing experience.

Timelines depend on the financing program, underwriting requirements, and how quickly documents are provided. Certain business loan programs may offer approvals in 24-48 hours and funding in as little as 3 days. Commercial real estate and SBA transactions typically require more documentation, including financial statements, debt schedules, property information, and cash flow review.

Required documents commonly include business financial statements, tax returns or profit and loss records, balance sheets, debt schedules, ownership information, property details, purchase agreements, rent rolls when applicable, and projections if available. SBA and real estate loans also evaluate historic cash flow, personal credit histories, borrower involvement, and the business’s ability to cover proposed debt.

Franklin Financing Services works with businesses that may not qualify through traditional banks, including some applicants affected by poor credit, late payments, or prior bank turndowns. Approval is not guaranteed, but access to multiple lending relationships can create more options than relying on a single bank’s credit box.

Commercial bridge loans provide short-term financing that can help businesses or investors move quickly on an opportunity, cover timing gaps, or secure property while arranging longer-term financing. They are often used when speed, transition planning, or temporary capital is more important than waiting for a conventional loan process to complete.

Franklin Financing Services reviews your business goals, property needs, credit profile, cash flow, and available documentation to identify fitting financing options. Instead of offering only one type of loan, the team can evaluate SBA loans, real estate financing, bridge loans, business term loans, restructuring, and other solutions from national lending relationships.